possible answers.
1. The State of New York holds billions of dollars in unclaimed funds. Some of this
money might be yours. Have you ever moved without giving your bank your new
address? Have you ever left a job without picking up your last paycheck? Have you
ever moved without getting a refund on your utility deposit? These are just some of the
situations in which your money might eventually be turned over to the State.
Unclaimed funds are held in trust by the Office of the State Comptroller. There is no
time limit for claiming them, and there is no fee for this service. To recover your
funds, you must be able to prove that you are entitled to them. At a minimum, you
must be able to prove that you once lived at the address associated with the unclaimed
funds.
According to the passage, which of the following statements is true?
a. After a certain length of time, unclaimed funds become the property of the State.
b. To recover unclaimed funds, you must be able to prove that you once lived at the
address associated with them.
c. If you do not attempt to recover unclaimed funds within a certain number of years,
the money becomes the property of the State.
d. You will not receive any interest that might accumulate on unclaimed funds.
2. Financing for political campaigns has become a hotly debated issue at both the state
and federal levels. One side in the debate says that money plays too large a role in
politics. Politicians have to spend too much of their time raising money for their
campaigns, and large donors gain undue influence through their contributions.
Imposing limits on contributions would begin to address these problems. The other
side in the debate believes that any limits on contributions would abridge the right of
free speech. Donors to political campaigns are in effect making a political statement
with their contributions, and the government has no authority to limit political
discourse. This issue is so complex — and so important — that it will probably not be
resolved any time soon.
Which of the following statements is the best expression of the author’s views on
campaign financing?
a. Money plays too large a role in politics.
b. Limiting contributions to political campaigns would interfere with the right of free
speech.
c. Financing for political campaigns is a complex issue.
d. Large donors gain undue influence over politicians through their contributions.
3. A patient can choose one of three plans for Medicare supplemental insurance. Plan A
has a premium of $34 per month and requires a $10 co-payment for doctor’s office
visits. Annual physicals are covered at 100%, as are lab tests ordered by one of the
Plan’s physicians. The Plan provides worldwide coverage for emergency care. Plan B
has a premium of $32 a month. The co-payment for doctor’s office visits is $8. Lab
tests ordered by a Plan physician are also subject to the $8 co-payment. Annual
physicals are covered at 100% after the $8 co-payment. The Plan provides worldwide
coverage for emergency care after a $50 fee for use of a hospital emergency room.
Plan C has a premium of $35 per month with a $10 co-payment for doctor’s office
visits. Annual physicals are covered at 100%. Lab tests ordered by a Plan physician
are also covered at 100%. The Plan provides worldwide coverage for emergency care
if a patient is later admitted to the hospital. If a patient is not admitted, the Plan does
not cover emergency care.
In 2007, a patient had an annual physical, made two other visits to the doctor’s office,
and had three lab tests ordered by a Plan physician. Under which Plan would the
patient pay the most for medical care during that year?
a. Plan A
b. Plan B
c. Plan C
d. It is not possible to tell from the information given.
4. Vitamins are organic compounds required by the body in small amounts for
metabolism, to protect health, and for proper growth in children. Vitamins also assist
in the formation of hormones, blood cells, nervous-system chemicals, and genetic
material. Vitamins act as catalysts, combining with proteins to create enzymes that in
turn produce hundreds of important chemical reactions throughout the body. Without
vitamins, many of these reactions would slow down or cease. Nutrition experts
recognize 13 specific vitamins, all of which fall into two broad categories: fat-soluble
or water-soluble. The fat-soluble vitamins, including A, D, E, and K, are stored in the
body’s fat, and therefore they do not have to be consumed every day. The watersoluble vitamins, including the eight B vitamins and vitamin C, cannot be stored and must be consumed frequently, preferably
every day. The body can manufacture only vitamin D; all others must be derived from the diet.
Which of the following statements is best supported by the above passage?
a. Fat-soluble vitamins are more important in preserving health than water-soluble vitamins.
b. The 13 commonly recognized vitamins should be consumed in some form every day.
c. Some vitamins can be consumed only from meat and fish.
d. Water-soluble vitamins are not stored in the body and should be consumed frequently.
5. Vegetarians have a variety of reasons for their beliefs. Some refuse to eat meat
because they believe that the killing of animals is unnecessary or barbaric. They feel
that processes such as butchering are degrading to the people who practice them and
cruel to the animals slaughtered. Others believe that meat is harmful to the human
body and that a purely vegetable diet is more nutritious. Still others choose
vegetarianism because they believe that raising animals for meat is an inefficient use
of land. They say that farmland could be put to better use growing crops for human
consumption.
Which of the following statements is best supported by the above passage?
a. Some vegetarians choose not to eat meat mainly for health reasons.
b. A purely vegetable diet is more nutritious than a diet that includes meat.
c. Vegetarians are opposed to any use of animals for the benefit of humans.
d. Vegetarians favor laws to reduce the consumption of meat.
6. The amount of your retirement benefits from Social Security depends, in part, on when
you retire. The earliest that you can begin to receive benefits is age 62. The longer you
wait to begin receiving benefits (up to age 70), the higher your benefits will be.
If you were born between 1938 and 1960, you cannot receive “full retirement”
benefits until age 66. If you were born in 1960 or later, your full retirement age will
be 67. If you wait to receive benefits past your full retirement age, the amount you
receive will continue to increase until you reach age 70. There is no advantage to
waiting past age 70 to begin receiving benefits.
You can continue to work while you receive retirement benefits. If you do, the amount
of your benefits will be reduced by one dollar for every two dollars you earn above a
certain limit, until you reach your full retirement age. Once you reach your full
retirement age, this limit no longer applies. The amount you earn will have no effect
on your benefits.
According to this passage, which of the following statements is true?
a. You cannot receive retirement benefits from Social Security while you are still
working.
b. If you were born in 1950, your full retirement age is 66.
c. If you continue to work past your full retirement age, your benefits will be
reduced by one dollar for every two dollars you earn.
d. There is no advantage to waiting past your full retirement age to begin receiving benefits.
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